b. empty your bank account
c. both You'll see them more and more often around this time of the year. A lot of them from Paypal (it appears, but really not them). If you receive one of the paypal ones, simply forward the email to them at firstname.lastname@example.org and they will set out to alert all of their clients about it. They're really good about following up on them. Please watch out during the holidays and don't get taken to the cleaners by some Scrooge.
Happy Thanksgiving to all in advance of the day.Michael